Address
401 W 3rd Street, Spencer, IA
Price
$ 479,900
Property Attributes
  • MLS#260246
  • TypeSingle Family
  • Listing Status Active
  • CountyCLAY
  • CitySpencer
  • AreaClay
  • NeighborhoodHuttenlochers Addition
  • Zip51301
  • StyleRanch
  • Year Built1916
  • Taxes$ 3762
  • Price$ 479,900
  • Bedrooms5
  • Full Bathrooms3
  • Half Bathrooms0
  • Sqr Footage4257
  • Lot Size0.3 Acres
Data Source:
Iowa Great Lakes BOR (IGLBOR)
Property Description

Welcome to this beautifully updated 5-bedroom, 3-bath home, where timeless 1916 charm meets modern comfort. Filled with abundant natural light, this home showcases thoughtful design details and original character that create a warm, inviting feel from the moment you walk in. At the heart of the home is a high-end kitchen featuring sleek finishes and premium Beko appliances. The spacious layout offers generously sized bedrooms and updated bathrooms, while preserving the craftsmanship and unique touches of its era. The private primary bedroom wing is a true retreat, complete with it's own walkout to the backyard patio. Downstairs, the basement includes a second full kitchen and its own private entrance, offering excellent potential for an income-producing space, guest suite, or multi-generational living. Situated on a desirable corner lot, the property includes a private, fenced-in yard that's perfect for relaxing or hosting gatherings. With its bright interiors, charming character, and stylish updates, this home is truly one of a kind!

Price History
4/10/2026 Listed $499,900
5/7/2026 3$489,900
6/16/2026 3$479,900

General Features

Sewer Public Sewer
Construction Stick Built
Heating Forced Air
Cooling Central
Appliances Dishwasher,Dryer,Microwave,Range/Stove,Refrigerator,Washer
Flood Zone No
Number of Garage Spaces 2
School District Spencer
Architectural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments No
Levels One
Type Single Family Residence
Yearly Taxes 3762
Tax Year 2024
Parcel Number 963713227012
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Lot Sqft 13200
Construction Materials Wood Siding
Primary City Spencer
Year Built 1916
City Spencer
Total Sq Ft 5602
DOM 166
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 112.73
Public Remarks Welcome to this beautifully updated 5-bedroom,3-bath home,where timeless 1916 charm meets modern comfort. Filled with abundant natural light,this home showcases thoughtful design details and original

Interior Features

Furnished Y/N No
Total Baths 3
Full Baths 2
3/4 Baths 1
Basement Features Finished-Full
Basement Style Full
Fin Above Grade 2801
Fin Below Grade 1456
Total Fin SqFt 4257

Exterior Features

Garage Type Attached
Garage Capacity 20x24
Lot Size Source Assessor
Water Source Public/City
Approx Lot Dimensions 100x132
Lake Access No
Mechanicals Water Heater-Elec
Approx Acres 0.3

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 51301

Price
AVG $240K
$480K
Taxes
AVG $2,687
$3,762
Year Built
AVG 1971
1916
Visits
AVG 13
3
Data Provided by Inside Real Estate®

Your Agent

Listed By
Nicole Nimke with EXIT Realty Midwest- Spencer/Emmetsburg; PRIM: (712) 363-0287

Areas We Cover